Browsing Tag: and

    Experts Offer Tips To Trace Your Genealogy
    Articles, Blog

    Experts Offer Tips To Trace Your Genealogy

    August 17, 2019


    WELCOME BACK. IF YOU ARE A FAN OF THE PBS SHOW GENEALOGY ROAD SHOW YOU KNOW THE HOST HELPS SOLVE FAMILY MYSTERIES. THEY RESEARCH RECORDS TO TRACE AFRICAN AMERICAN TIES AMISH ROOTS OR DISCOVER CONNECTIONS TO ROYALTY. WHO KNOWS. WELL, OUR NEXT GUEST IS ONE OF THOSE HOSTS KENYATTA BURY IS ALSO THE AUTHOR OF A NEW — BERRY IS THE AUTHOR OF A NEW BOOK TO GUIDE YOU ON YOUR OWN SEARCH. IT’S CALLED THE FAMILY TREE TOOL KIT. KENYATTA IS IN PITTSBURG FOR A SPECIAL APPEARANCE TOMORROW AT THE CARNEGIE LIBRARY OF PITTSBURGH AND IS HERE WITH NORTH HILLS GENEALOGIST WHO HELPED ME TRACE MY ROOTS A WHILE AGO. THANKS FOR BEING HERE. THANKS FOR HAVING US. I THINK THE BOOK IS A NEAT IDEA. FIRST THING THAT POPS IN MY HEAD IS IT’S A GREAT IDEA FOR THE HOLIDAYS. YES. WHAT BETTER GIFT THAN TO FIND OUT MORE ABOUT YOUR FAMILY AND TIES TO PEOPLE. RIGHT I THINK IT’S GREAT BECAUSE AROUND THE HOLIDAYS IS WHEN YOU FATHER WITH THE FAMILY — GATHER WITH THE FAMILY AND TELL STORIES. THE BOOK WAS INTENDED AND I WROTE IT FOR FOLKS IN THE BEGINNING OR NEED ADVANCED HELP WITH MILITARY RECORDS OR IMMIGRATION AND THINGS LIKE THAT AS WELL. WHAT’S THE HARDEST PART FOR PEOPLE? JUST GETTING OFF THE GROUND KNOWING WHERE TO START. YES. THE HARDEST PART IS KNOWING THE RESOURCES. SO A LOT OF RESOURCES ONLINE AND IN ARCHIVES ARE LISTED HERE. SO I THINK THAT’S THE BIGGEST TASK. SEEMS VERY OVERWHELMING FOR PEOPLE. AS YOU HELPED PEOPLE, DO THEY UNCOVER A LOT OF SURPRISES? THINGS THEY WOULDN’T EVEN GUESS LIKE DO YOU THINK YOU’RE ONE THING AND IT TURNS OUT YOU ARE SOMETHING ELSE. YOU ALWAYS TELL PEOPLEO NEVER KNOW WHAT YOU WILL FIND SO BE CAREFUL WHEN YOU LOOK AT GENEALOGY BECAUSE THERE’S ALWAYS A SECRET. YOU CAN’T START IF YOU ARE CONVINCED IT WILL BE ONE WAY BECAUSE YOU WILL FIND SOMETHING OR ANOTHER. SOMEONE IS NOT SOMEONE’S SON OR. YES. SOMEBODY HAD A KID OUT OF WED LOOK OR SOMETHING — WEDLOCK OR SOMETHING LIKE THAT THERE’S INTERESTING THINGS. SECRETS UNCOVERED. YEAH. YOU GET TO UNCOVER SKELETONS WHICH IS FUN FOR US. YEAH EXACTLY. WE LIKE IT. WE HAVE SEEN THE STUFF POP UP IN THE NEWS. PEOPLE ARE STARTING TO GET RELUCTANT ABOUT GIVING THEIR DNA TO SOME OF THE COMPANIES THAT CAN START THIS PROCESS FOR YOU. IS THERE ANY REASON TO BE CONCERNED? I THINK THERE IS. I DO KNOW YOU KNOW OF ALL THE COMPANIES WE HAVE SEEN SEVERAL ANNOUNCEMENTS COME OUT WHETHER THEY PARTNER WITH PHARMACEUTICAL COMPANIES OR A LOT OF CASES COCASES ARE SOLVED USING DNA. I DO KNOW PERSONALLY FAMILY TREE DNA THAT YOU HEARD OF AS WELL IS THE ONLY COMPANY THAT DOESN’T SELL YOUR DNA TO THIRD PARTIES. YOUR INFORMATION AND THEY HAVE THEIR OWN DNA FACILITY ON-SITE. RIGHT, SO THEY EXAM THE DNA AT THEIR LABS. THEY ARE THE ONLY COMPANY THAT DOES THAT. AND I THINK WHEN YOU ARE THINKING — WHEN YOU ARE INTERESTED IN DOING DNA YOU SHOULD READ THE TERMS AND CONDITIONS TO YND STAND WHAT YOU ARE GETTING YOURSELF INTO. YEAH. AND — UNDERSTANDED WHAT YOU ARE GETTING YOURSELF INTO. YEAH. THAT’S NOT THE ONLY PATH. NO. DNA IS PART OF THE TOOLS THAT WE USE AS GENEALOGISTS BUT ONCE YOU DO YOUR DNA, THERE’S LOT OF QUESTIONS THAT COME UP SUCH AS FAMILY SECRETS THAT COME OUT. SO, GENEALOGY IS MORE FOR US IS REALLY AROUND RECORDS SO IT’S THE RECORDS RESEARCH AND ALL THAT THAT’S DESCRIBED IN THE BOOK AND THAT RICH DOES AS WELL. DNA IS A SMALL COMPONENT. PART OF THE TOOLBOX AS OPPOSED TO THE MAIN TOOL. IT’S HELPFUL FOR ADOPTEES AND PEOPLE THAT DON’T — UNKNOWNPARENTAGE BUT IF THAT’S SOMETHING THAT’S CONCERNING IT’S BY NO MEANS A VITAL PART OF DOING GENEALOGY. IT CAN ADD A LOT OF INTERESTING AND RICH HISTORY. AND CONTACTS TO THE RESEARCH. BUT, IF PEOPLE ARE CONCERNED ABOUT THAT AND LOOK THROUGH THE TNCs AND FEEL WORRIED ABOUT IT. THERE ARE OTHER THINGS TO DO THAT DON’T INVOLVE DNA. RICH, ONE OF THE PREVIOUS TIMES YOU WERE ON YOU SAID THE FIRST THING WAS TO TALK WITH YOUR FAMILY TRY TO LEARN AS MUCH AS YOU CAN. ONCE YOU PASSED THAT STEP MAYBE YOU DON’T HAVE A LOT OF LIVING RELATIVES THAT CAN GIVE YOU FAMILY HISTORY. WHAT’S THE NEXT STEP? GET KENYATTA’S BOOK. YES. BUY THE FAMILY TREE TOOL KIT. IT WILL WALK YOU DOWN THE PATH. I THINK THAT YOU KNOW MAKE SURE TO WRITE EVERYTHING DOWN IF YOU HAVE A LIVING RELATIVE MAKE SURE TO RECORD THE STORIES. AND THERE’S A LOT OF TOOLS THAT ARE AVAILABLE ONLINE AND LOCAL ORGANIZATION THAT IS CAN HELP PEOPLE. THERE’S BOOKS ESPECIALLY LIKE KENYATTA’S THAT’S THE MOST UP- TO-DATE KIND OF GUIDE TO RESEARCHING GENEALOGY. THERE’S A LOT OF DIFFERENT PATHS TO CHOOSE AND IT DEPENDS ON IF YOU WANT TO GET OUT OF THE HOUSE OR STAY IN. IF YOU ARE LOCAL TO A GENEALOGY SOCIETY OR LIVE FAR FROM A SOCIETY AND WANT TO LOOK INTO MORE ONLINE OPPORTUNITIES. BUT THERE’S DIFFERENT WAYS TO REALLY GET STARTED AFTER YOU HAVE GOTTEN THAT FIRST BUNCH OF INFORMATION. AND TELL BUTTS EVENT THIS WEEKEND. SO WHAT CAN PEOPLE LEARN AND SEE. SO TOMORROW, YOU CAN — YOU DON’T NEED TO REGISTER AND SHOW UP AT CAR GI LIBRARY — CARNEGIE LIBRARY IT’S BECAUSE IT’S A HOW TO BOOK, IT’S REALLY INTERVIEW STYLE ME TALKING ABOUT GEOLOGY ROAD SHOW AND POT SEES AND ANSWERING QUESTIONS. SO PEOPLE IF PEOPLE HAVEQUESTIONS HOW TO RESEARCH THE FAMILY HISTORY SHOW UP AND I WILL TAKE ORDERS FOR THE BOOK. AT THE EVENT. AND IT STARTS AT 11. ALL RIGHT. KENYATTA RICH, THANKS SO MUCH FOR JOINING THUS MORNING. THIS IS GREAT. AND YOU CAN COME HEAR MORE FROM THE AUTHOR OF THE FAMILY

    Last Railroad Crossing Before Sugar Mill
    Articles, Blog

    Last Railroad Crossing Before Sugar Mill

    August 17, 2019


    Hello ladies and gentlemen RailROL82
    here. Today were at Clewiston Florida and off in the distance you can see the the sugar mill over there. This is the SCFE line south central florida express and
    over here we have a small railroad bridge this here used to be part of the
    original bridge where you can see the pilings were sawed off there and then
    they build that one then I’m gonna give you track view here, over there we see the sugar train So that’s track view I guess south and we have a rail here from 1942
    I just saw it somewhere here 1942 VSCO steelton in 1942 okay The relay case right there It says SCFE Sonora which is the street and I’ll include a Google Maps
    link so you guys can see this location first hand, as for the crossing
    itself, the grade crossing looks like it was recently done as you can see
    there’s new pavement and it looks in fairly new condition okay and then the crossing you have this
    simple set up over here where you have a GE Harmon single base you have a huge
    ant pile here safe Tran gate mechanism Harmon LED lights all around with my
    favorite kind of visors back plates appear to be in good condition Harmon
    bracket There is the emergency contact information Oh you got the clear contour crossing lights over here and then on this side this is track view, I guess North GE signal base, safe tran gate
    mechanism, Harmon LED lights all around, emergency contact info backlight is terrible at this angle and here you have the regular, sun is terrible Here you have the regular I think they might be Reco crossing gate lights and then the whistle post down yonder so yeah this line is primarily used for sugar cane There’s a school nearby alright guys thank you for coming along me
    please subscribe or like thank you very much for viewing over and out

    Budget LED Wiring For Your Model Railroad
    Articles, Blog

    Budget LED Wiring For Your Model Railroad

    August 17, 2019


    if you want to light up your model
    railroad and you’re on a budget you’re gonna want to watch this in a previous
    video I showed you how to use an Arduino Nano to light up your model railroad now
    I’m going to show you what wires you could use on there and the LEDs that you
    could use on there I have some other videos that are related to this as far
    as soldering SMD LEDs and taking apart a wall wart which is a big part of this
    video right here so let’s get started with it right now in another video I
    tore apart a wall wart we got these wires from there it’s called magnet wire
    and you got two coils inside the one coil it is like hair thin which is no
    good for what we need on here but this other coil of wire is approximately 24
    gauge wire and it’s nice and strong the only thing is you have to scrape off the
    insulation on here now I did the video on it about tearing apart the AC wall
    warts you may have different size wires on your wall wart coils based on the
    voltage of the wall wart so keep that in mind you can find very inexpensive wall
    warts at your local thrift store I got mine for about 50 cents apiece now what
    I’m using here is the magnet wire on there for the SMD LEDs and here’s one
    that I already made up and I scratched off the ends of it but let me show you
    how we work this here what I want to do is measure out about it 12 inches of it I just set it up over here and cut off
    just a little bit over 12 inches about 12 and a half inches and what we have to
    do is scrape the edges of it to get the insulation off of it now this is it’s
    kind of hard to get off and I’d do it two different ways I use the exacto
    blade and you got to turn this thing over to get both sides of it and try to
    get as many angles on it as you can like this turn it just a little bit that way
    and then turn it back this way and then these finger nail files Dollar Tree you
    get a whole stack of them for a dollar and you could what I do is just turn it
    in there hold the hold two of them together and just use the the sandpaper
    on there to clean it off a little and this usually does the trick on there and
    then you do the other side the same way scrape it off with the exacto blade now they do make magnet wire where you
    don’t have to scrape off the insulation and I’m going to show you that in a
    little bit here that I bought some it comes from the manufacturers Remington
    and I showed you on a previous video we saw during a 30 gauge wire to the SMD
    LEDs I just purchased some 24 gauge wire and it’s about seven dollars for a
    hundred foot of it and you can get it in you know different foot footage rolls
    that I got about a hundred foot of it for seven dollars and I’ll show you that
    next but the coating on the wire is actually flux when it melts it’s
    actually flux so when you put the iron up up against it it melts turns in the
    flux and then you could solder your wires together okay so let’s get the
    meter over here okay that’s this one here so what I do
    is I just take the meter on both ends of this to make sure we’ll put it on the
    audible let’s see we got we got a continuity on there but not very good we
    could maybe just send right here yeah descend right here maybe we could
    do a little bit more work on it so just come over here with the sandpaper and
    just hit it a couple more times until okay that’s good right there so that’s
    what we do with the wire we do both of them and then we twist them together now
    we got the two wires ready we’ll all we need to do is just twist them together a
    little bit now I’ve seen people do this in a drill but you don’t want them you
    don’t want to get it too tight I mean you could do it in a drill but it’s
    going to make it really tight so I just come down and I just twist it together
    like this and that’s all you need just to hold the two wires together okay and there we go I got two more of these and
    I’ll show you what I did so far with these other ones I made up four of them
    and I got the SMD LEDs on there and then on the other end what I did was tested
    them and the wire that I used for these other ones that I have these ones right
    here i soldered wire on the end of them i
    soldered wire on the end of these right here and this is heat shrink on this is
    black and yellow heat shrink because the insulation from the black wire won’t go
    over that but i use the insulation from the black wire on here just slid it over
    top of the negative lead so whenever we go to hook this up I know which lead is
    negative and if I have to cut this shorter we’ll just strip it down a
    little bit and scrape it like we did the other one and then just take the
    insulation and move it down to where we we need it but this is what we’re going
    to be using on the building’s we’re going to be using the SMD LEDs on here
    now these are warm I think these are warm white that I showed you in another
    video and all these things that I’m showing you here I did in another video
    at one point or another now I’m putting them into use in the buildings and this
    this type right here is going to be the kind that I use for the arc welder it’s
    a it’s a real small one and actually it’s it’s coated so what I did was I cut
    the coating off of it but that’s another video right there but this one here
    we’re gonna make up about 12 of these so that’s what we have so far we have to
    work on a little bit more of the wiring and let me show you the Remington wire
    that is already is ready to solder now here’s a spool of the remington wire
    that I was telling you about it’s 26 gauge and you can see it’s red it comes
    in assorted colors and it’s magnet wire and like I said before all you have to
    do is heat this up and the insulation that
    is coding this is actually flux so you don’t need flux when you’re soldering it
    to your SMD LEDs and it comes in different gauges I showed you on a
    previous video I use some 30 gauge but I but this 26 gauge here it’s a little bit
    heavier I got this at Amazon and I think you can order directly from Remington –
    I’m not quite sure but I got it through Amazon when I get it through Amazon I
    get it a lot quicker these LEDs right here are from something
    that I got at Michaels there was a long string of a series of LEDs and they had
    a little box where you could put a battery in there and they flash and do
    all kind of things you buy these after Christmas and you can get them for a
    couple of bucks these are the LEDs that I used on my welding sketch that I have
    right back here that anyway on here I soldered a little bit heavier wire on it
    because this is kind of flimsy wire on it it’s maybe 28 gauge or so so I put 22
    gauge wire on the bottom of it I soldered on it and then I like I said
    before I put the shrink wrap on it and you can get this at spools of this I
    have six different colors of it I got it at Adafruit you can get it anywhere I
    think they have them at Amazon also it’s a good thing to have this is solid wire
    you could also get stranded wire but I preferred solid wire for this because
    you could easily put this and this is why I did it because you could push
    these into the breadboard real easily if you recall the SMD LEDs come in a little
    tape like this right here and all you do is just remove the cover on there and be
    careful with it because if should there’s some LEDs in the carpet
    someplace that you know bounced off of here and went down there now I never
    found that anyway be careful with it you just take them off one by one just peel
    this thing back whenever you need a LED and just drop it onto your your
    bitch but you get a hundred of them for six bucks and I bought another package
    of them this one is warm white and this just is plain white so I could vary the
    the colors on there and you could also take some acrylic paint and put a light
    coating on there to change the color if you need to change the color on these
    things and I’ll show you how to do that in it later on here’s the packaging of
    those like teardrop it are called rice lights they’re originally $7.99 but I
    got them at Michael’s after Christmas not this past Christmas but the year
    before for about a couple of bucks they’re very inexpensive after Christmas
    and if you’re intimidated by SMD lights I got these at Walgreens after Christmas
    I finally got them about two dollars a box
    so for 50 LEDs two bucks for 50 LEDs and I already disassembled one of them you
    know it’s the Christmas tree lights and all you do is just all you do is remove the LEDs from the
    string it’s a little work and you’ll notice on about every four or five of
    them there will be a little resistor on each one of the LEDs but you could use
    these anywhere and I’ve used these in projects already and so I have about 200
    clear LEDs that cost me two four six eight eight dollars and then these these
    right here were two dollars I got two packages I used one package already and
    here’s the other one and the inside here there’s a little battery pack that you
    could also use that for lighting up something that’s remote if you just want
    to do it every once in a while you put some batteries in it turn the switch on
    you got five volts for you lighting if you’re intimidated by the SMD lights you
    can get these after Christmas or you can get a whole package of assorted colors
    for about seven bucks on Amazon and I have the link down in the description
    I’ve used those to you know get them in a nice little thing and I think there’s
    200 LEDs in there of assorted colors you got clear red blue green yellow now I
    showed you in a previous video that we’re using the Nano on a circuit board
    and I’m using a DF player mini on it but you don’t have to do that if you don’t
    want to sound associated with your building lights but you could do it with
    a nano and you can get about three of the nanos I got three of these nanos for
    about eleven bucks on Amazon or if you prefer something larger a legume you get
    two uno and I got this I think it was about ten bucks on Amazon for the a
    Lagoo uno and it just like the Arduino Uno but less expensive but I’ve had
    pretty good luck with everything from a Lagoo these nanos are from a Lagoo also
    so take a look into that that’s a very inexpensive way to light up you
    or model railroad with the wall wart wire or if you prefer not to work so
    hard you can get this from Remington and you don’t have to scratch off all the
    insulation on the wall wart wire but anyway you could put it on a circuit
    board like this you could use these connectors or if you don’t want to you
    could solder the wires directly on here you put your resistors on here but on
    future ones I’m going to use all sip resistors on or instead of using the
    regular resistors on there for the LEDs as usual everything that I talked about
    in my videos if there’s a link or anything else you could find that in the
    description and sometimes if it’s a video you’ll see it in the info boxes up
    there so until the next time we’ll see Ya

    Rep Payee Tech Training
    Articles, Blog

    Rep Payee Tech Training

    August 17, 2019


    >>HELLO. I’M CAROLYN COLVIN, ACTING COMMISSIONER OF THE SOCIAL SECURITY ADMINISTRATION. AND I’M PLEASED TO WELCOME YOU TO THIS REPRESENTATIVE PAYEE TECHNICAL TRAINING. IF YOU ARE VIEWING THIS TRAINING, YOU HAVE MADE THE RIGHT CHOICE. YOU HAVE MADE A SINCERE COMMITMENT THROUGH YOUR TIME AND TALENT TO SERVE, PROTECT, AND PROVIDE SUPPORT TO THOSE IN OUR COMMUNITY WHO ARE THE MOST VULNERABLE. ALTHOUGH SSA GENERALLY PRESUMES THAT BENEFICIARIES ARE CAPABLE OF MANAGING THEIR OWN BENEFITS, THERE ARE INSTANCES WHERE SOME MAY HAVE TROUBLE ATTENDING TO THEIR BASIC NEEDS AND MANAGING THEIR SOCIAL SECURITY OR SUPPLEMENTAL SECURITY INCOME BENEFITS. INDIVIDUALS WHO NEED REPRESENTATIVE PAYEES ARE SOMETIMES OUR MOST VULNERABLE BENEFICIARIES. THEY ARE OFTEN OUR RELATIVES, FRIENDS, NEIGHBORS, OR ACQUAINTANCES. AS A REPRESENTATIVE PAYEE, YOU PLAY A CRITICAL ROLE IN PROVIDING FINANCIAL MANAGEMENT SUPPORT TO SOCIAL SECURITY AND SSI BENEFICIARIES WHO ARE INCAPABLE OF MANAGING THEIR OWN MONEY. FOR YOUR WILLINGNESS TO BECOME A REPRESENTATIVE PAYEE, I WANT TO THANK YOU FOR SUPPORTING MEMBERS OF THE PUBLIC WHO NEED THIS CRITICAL SUPPORT. I ALSO WANT TO THANK THOSE WHO HAVE COLLABORATED TO DEVELOP THIS INTERDISCIPLINARY TRAINING. TO WELLS FARGO AND THEIR FINANCIAL EDUCATION PROGRAM HANDS ON BANKING, THE NATIONAL ADULT PROTECTIVE SERVICES ASSOCIATION AND RUSH UNIVERSITY, I WANT TO PERSONALLY THANK YOU FOR SUPPORTING THIS EFFORT. EACH OF OUR PARTNERS HAVE WILLINGLY SHARED MATERIALS AND RESOURCES IN SUPPORT OF OUR COLLECTIVE EFFORT TO PROTECT SENIORS AND VULNERABLE ADULTS FROM ELDER ABUSE AND FINANCIAL EXPLOITATION. OUR WORK SUPPORTS THE PRIORITIES OF THE ELDER JUSTICE COORDINATING COUNCIL, AN INTERAGENCY BODY ESTABLISHED AS A RESULT OF THE PASSAGE OF THE ELDER JUSTICE ACT. TOGETHER, THESE AGENCIES AND OUR COMMUNITY PARTNERS ARE WORKING TO STRENGTHEN THE SAFETY NET OF PROTECTION FOR SENIORS AND VULNERABLE ADULTS. BUT WE COULD NOT ACHIEVE OUR GOALS WITHOUT REPRESENTATIVE PAYEES LIKE YOU WHO ARE WILLING TO SUPPORT THE NEEDS OF OTHERS. SO AGAIN, THANK YOU FOR MAKING THE CHOICE TO BECOME A REPRESENTATIVE PAYEE. AND ENJOY THIS TRAINING!>>HI. AND WELCOME TO THIS REPRESENTATIVE PAYEE TECHNICAL TRAINING. I’M ANA OBREBSKI, A HUMAN RESOURCE SPECIALIST AT THE SOCIAL SECURITY ADMINISTRATION, OR SSA. AND HERE WITH ME IS CHARMAINE GIBSON WHO IS ALSO A HUMAN RESOURCES SPECIALIST AT SSA. HI, CHARMAINE. THANKS FOR JOINING ME TODAY.>>HI, ANA. THANK YOU FOR HAVING ME.>>AND AS YOU CAN SEE, WE’RE AT THE REPRESENTATIVE PAYEE TRAIN STATION. SINCE YOU HAVE GRACEFULLY VOLUNTEERED TO SERVE AS A REP PAYEE, YOU’LL BE TAKING A NICE TRAIN RIDE TO LEARN EVERYTHING THERE IS TO KNOW ABOUT BECOMING A REP PAYEE. SO GET ON THE TRAIN AND ENJOY THE RIDE!>>WE’LL CONCENTRATE ON INDIVIDUAL REP PAYEES FOR THE ELDERLY AND VULNERABLE ADULTS. WE HAVE ADDITIONAL TRAINING FOR ORGANIZATIONAL PAYEES AND PAYEES FOR CHILDREN. YOUR STOPS TODAY ARE: THE PROGRAMS ADMINISTERED BY SSA; WHO NEEDS A REP PAYEE; DUTIES AND RESPONSIBILITIES OF REP PAYEES; AND HOW TO USE THE BENEFITS.>>AT EACH STOP, WE’LL BE GIVING YOU KNOWLEDGE CHECKPOINT QUESTIONS TO MAKE SURE YOU UNDERSTAND THE MATERIAL THAT HAS BEEN PRESENTED. IN ADDITION, AT THE END OF THE PRESENTATION, WE’LL GIVE YOU THE WEBSITE WHERE YOU CAN FIND ALL THE PUBLICATIONS AND OTHER RESOURCES TO HELP YOU MAKE YOUR JOB AS A REP PAYEE MUCH EASIER.>>ANA, IT LOOKS LIKE THE TRAIN IS APPROACHING THE FIRST STOP, THE PROGRAMS ADMINISTERED BY SSA.>>IT SURE DOES. ENJOY. I WILL BE RIGHT HERE WAITING FOR YOU. [ BELL CHIMING ]>>[ VOICEOVER ]: PLEASE STAND CLEAR OF THE DOOR. THANK YOU.>>HI. I’M FELICIA LANE.>>AND I’M CHAD BENNETT. I WILL BE DISCUSSING THE RETIREMENT, SURVIVORS, AND DISABILITY INSURANCE OR RSDI PROGRAM.>>AND I’LL BE DISCUSSING THE OTHER PROGRAM, SUPPLEMENTAL SECURITY INCOME, OR SSI, WHICH PROVIDES INCOME FOR AGED, BLIND, AND DISABLED PERSONS. THIS ONE IS A NEEDS BASED PROGRAM.>>THE RSDI PROGRAM IS THE LARGER OF THE TWO MAJOR BENEFIT PROGRAMS ADMINISTERED BY SSA. MOST PEOPLE REFER TO IT AS THE SOCIAL SECURITY PROGRAM. IT PROVIDES INCOME FOR QUALIFIED WORKERS WHO RETIRE OR BECOME DISABLED AND TO THEIR DEPENDENTS OR SURVIVORS. IT IS AN EARNED BENEFIT. WE PAY SOCIAL SECURITY BENEFITS UNDER TITLE II OF THE SOCIAL SECURITY ACT. THESE PAYMENTS ARE FINANCED THROUGH PAYROLL TAXES FROM EMPLOYEES, EMPLOYERS, AND THE SELF EMPLOYED. THIS TAX IS REFERRED TO AS FICA. AS YOU WORK AND PAY SOCIAL SECURITY TAXES, YOU EARN CREDITS THAT COUNT TOWARD ELIGIBILITY FOR FUTURE SOCIAL SECURITY BENEFITS. TO BE ELIGIBLE TO RECEIVE THESE BENEFITS ON YOUR OWN RECORD, YOU MUST BE AT LEAST 62 YEARS OLD OR DISABLED AND BE INSURED BY HAVING EARNED THE REQUIRED CREDITS. THEY’RE PAID ON THE 2ND, 3RD, OR 4TH WEDNESDAY, DEPENDING ON THE BENEFICIARY’S DATE OF BIRTH. THERE ARE THREE DIFFERENT TYPES OF PAYMENTS UNDER RSDI. THEY ARE RETIREMENT, SURVIVORS, AND DISABILITY BENEFITS. RETIREMENT BENEFITS ARE PAYABLE AT FULL RETIREMENT AGE, AND A REDUCED BENEFIT IS AVAILABLE AS EARLY AS AGE 62. FULL RETIREMENT AGE IS 65 FOR WORKERS BORN BEFORE 1938 AND GRADUALLY INCREASES UNTIL IT REACHES 67 FOR WORKERS BORN IN 1960 OR LATER. SURVIVORS BENEFITS ARE PAID IF THE WORKER DIES. CERTAIN FAMILY MEMBERS MAY BE ELIGIBLE FOR BENEFITS IF THE WORKER EARNED ENOUGH SOCIAL SECURITY CREDITS. AND DISABILITY BENEFITS ARE PAYABLE AT ANY AGE TO WORKERS AND QUALIFIED DEPENDENTS WHO HAVE ENOUGH SOCIAL SECURITY CREDITS AND WHO SUFFER A PHYSICAL OR A MENTAL CONDITION THAT PREVENTS THEM FROM PERFORMING ANY SIGNIFICANT KIND OF WORK FOR AT LEAST 12 CONTINUOUS MONTHS OR RESULTS IN DEATH.>>SSI IS A FEDERAL INCOME MAINTENANCE PROGRAM DESIGNED TO PROVIDE CASH ASSISTANCE FOR THE AGED, BLIND, OR DISABLED PERSONS WITH LITTLE OR NO INCOME OR RESOURCES. SSI PAYMENTS ARE PAID UNDER TITLE XVI OF THE SOCIAL SECURITY ACT AND ARE FINANCED FROM THE FEDERAL GENERAL REVENUES AND NOT FROM SOCIAL SECURITY TAXES. TO BE ELIGIBLE, AN INDIVIDUAL MUST BE A RESIDENT OF THE UNITED STATES, INCLUDING THE DISTRICT OF COLUMBIA AND THE NORTHERN MARIANNA ISLANDS OR A LEGALLY ADMITTED ALIEN AND BE AGE 65 OR OLDER, BLIND, OR DISABLED AND HAVE LIMITED INCOME AND RESOURCES. SSI ISN’T JUST FOR ADULTS. CHILDREN CAN ALSO RECEIVE SSI IF THEY’RE BLIND OR DISABLED. HOWEVER, FOR THEM, WE HAVE TO COUNT THEIR PARENTS’ INCOME AND RESOURCES. SSI RECIPIENTS RECEIVE THEIR PAYMENTS ON THE FIRST OF THE MONTH. AND THE CHECK AMOUNT MAY VARY, DEPENDING ON WHAT STATE THE INDIVIDUAL LIVES IN. UNLIKE SOCIAL SECURITY, THE LAW REQUIRES THAT WE REGULARLY REVIEW EACH CASE TO INSURE CONTINUED ELIGIBILITY FOR AN SSI PAYMENT AND THE PAYMENT IS CORRECT. THIS REVIEW IS CALLED A REDETERMINATION OR RZ. FOR AN RZ, WE’LL ASK THE RECIPIENT OR REPRESENTATIVE PAYEE TO PROVIDE INFORMATION ABOUT INCOME, BANK ACCOUNTS, RESOURCES, AND LIVING ARRANGEMENTS. THESE RZs CAN BE CONDUCTED BY MAIL, OVER THE PHONE, OR IN PERSON. NOW, SSA WILL NOTIFY THE RECIPIENT OR REP PAYEE WHEN AN RZ IS DUE. CHAD AND I ALSO WANT TO DISCUSS THE EVENTS THAT MIGHT AFFECT ENTITLEMENT TO SSI. NOW, THIS IS DIFFERENT THAN SOCIAL SECURITY DISABILITY BECAUSE IT IS BASED ON NEED.>>YES, ABSOLUTELY. HOWEVER, THERE ARE SOME EVENTS THAT AFFECT BOTH PROGRAMS. WHY DON’T WE DISCUSS THOSE FIRST.>>GOOD IDEA.>>THE EVENTS THAT AFFECT BOTH PROGRAMS ARE IF THE MEDICAL CONDITION IMPROVES, ANY WORK CHANGES SUCH AS STARTING OR STOPPING WORK, AND INCARCERATION.>>RIGHT. AND FOR SSI, MARITAL STATUS CHANGES, FOR EXAMPLE, MARRIAGE, DIVORCE, OR AN ANNULMENT OF MARRIAGE; CHANGES IN HOUSEHOLD, FOR EXAMPLE, IF THE RECIPIENT MOVES OR SOMEONE MOVES IN OR OUT OF THE PLACE WHERE THE RECIPIENT LIVES; OR CHANGES IN INCOME OR RESOURCES.>>THAT’S RIGHT. AND FAILURE TO REPORT THESE CHANGES PROMPTLY TO SSA AND TO PROMPTLY RETURN ANY BENEFIT CHECK THAT THE RECIPIENT MAY NO LONGER BE ENTITLED TO MAY RESULT IN AN OVERPAYMENT THAT MUST BE REPAID. YOU CAN MAKE YOUR REPORTS BY TELEPHONE, MAIL, OR IN PERSON, WHICHEVER YOU PREFER. SSA WILL ADVISE YOU WHETHER ANY ADDITIONAL EVIDENCE IS NEEDED AND HOW THE BENEFITS MAY BE AFFECTED.>>EXACTLY. THIS IS WHY IT’S VERY IMPORTANT THAT YOU KEEP SSA INFORMED OF ANY CHANGES.>>AS PROMISED, HERE ARE THE FIRST SET OF QUESTIONS.>>GOOD LUCK.>>QUESTION ONE, WHAT ARE THE THREE TYPES OF PAYMENTS UNDER RSDI? A, DISABILITY; B, RETIREMENT; C, PENSION; D, SURVIVORS? THE CORRECT ANSWERS ARE A, B, AND D, DISABILITY, RETIREMENT, AND SURVIVORS. QUESTION TWO, SSI PAYMENTS ARE MADE WITH SOCIAL SECURITY TAXES; TRUE OR FALSE? THE CORRECT ANSWER IS FALSE. SSI PAYMENTS ARE PAID UNDER TITLE XVI OF THE SOCIAL SECURITY ACT AND ARE FINANCED FROM THE FEDERAL GENERAL REVENUES AND NOT FROM SOCIAL SECURITY TAXES. QUESTION THREE, WHICH OF THE FOLLOWING CHANGES AFFECT SSI ONLY? A, MARITAL STATUS; B, INCOME OR RESOURCES; C, WORK; D, INCARCERATION; E, HOUSEHOLD, SOMEONE MOVES IN OR OUT OF THE HOUSEHOLD? THE CORRECT ANSWERS ARE A, B, AND E. ANY WORK CHANGES OR INCARCERATION HAVE TO BE REPORTED FOR BOTH PROGRAMS.>>WELCOME BACK. OKAY. AS YOU APPROACH YOUR NEXT STOP, WHO NEEDS A REP PAYEE, CHARMAINE AND I WILL TALK TO YOU ABOUT THE ACTUAL PROGRAM. CHARMAINE, WHY WAS THIS PROGRAM CREATED?>>IT WAS CREATED TO ASSIST THE MOST VULNERABLE MEMBERS OF SOCIETY; THE YOUNG, THE ELDERLY, AND THE DISABLED WHO ARE NOT CAPABLE OF MANAGING OR DIRECTING SOMEONE ELSE TO MANAGE THEIR BENEFITS. WHILE MOST PEOPLE RECEIVE THEIR BENEFITS DIRECTLY, OTHERS NEED ASSISTANCE. AND THIS PROGRAM WORKS BEST WHEN THERE’S COLLABORATION BETWEEN SSA, THE PAYEE, AND THE BENEFICIARY. AND BY PROVIDING REP PAYEES WITH A CLEAR UNDERSTANDING OF THEIR ROLE AND PROVIDING SUPPORT TO EXECUTE THEIR DUTIES, WE CAN INSURE THAT BENEFITS ARE USED IN THE BEST INTEREST OF OUR BENEFICIARIES.>>THAT’S RIGHT. AND THERE ARE TWO TYPES OF REP PAYEES.>>RIGHT.>>AND THEY ARE?>>WELL, BASICALLY, THEY ARE INDIVIDUAL AND ORGANIZATIONAL. AN INDIVIDUAL REP PAYEE IS A PERSON, USUALLY A FAMILY MEMBER OR FRIEND, WHOM THE BENEFICIARY TRUSTS WITH HIS OR HER FINANCES. THIS INCLUDES A PARENT SERVING AS PAYEE FOR HIS OR HER MINOR CHILD. AND AN ORGANIZATIONAL PAYEE IS AN ORGANIZATION, OFTEN ONE WHICH PROVIDES CARE AND TREATMENT FOR BENEFICIARIES WHO RESIDE IN THE INSTITUTION OR IN OFF-SITE FACILITIES AFFILIATED WITH THE INSTITUTION, FOR EXAMPLE, NURSING HOMES, HOSPITALS, GROUP HOME, OR A HALF-WAY HOUSE.>>YES. AND IN THIS VIDEO, WE’RE CONCENTRATING ON INDIVIDUAL PAYEES. IF YOU ARE AN ORGANIZATION APPLYING TO BE A PAYEE, PLEASE WATCH THE VIDEO ON ORGANIZATIONAL PAYEES. NOW, SINCE YOU ARE ABOUT TO ARRIVE TO YOUR SECOND STOP, LET’S TALK ABOUT WHO NEEDS A REP PAYEE FOR SSA. CHARMAINE, HOW IS THIS DECIDED?>>WELL, REP PAYEES ARE ASSIGNED TO BENEFICIARIES WHO FALL INTO THREE BASIC CATEGORIES: CHILDREN — ALMOST ALL CHILDREN UNDER AGE 18 HAVE PAYEES. THEN THERE’S BENEFICIARIES DETERMINED BY A COURT OF LAW TO BE LEGALLY INCOMPETENT. AND AS I MENTIONED EARLIER, BENEFICIARIES DETERMINED BY SSA TO BE INCAPABLE OF MANAGING OR DIRECTING THE MANAGEMENT OF THEIR MONEY.>>SO CAN ANYONE WHO WANTS PAYEE HAVE A PAYEE? WHAT I MEAN IS, CAN SOMEONE HAVE A PAYEE SIMPLY BECAUSE IT’S EASIER FOR THEM?>>NO, ANA. REPRESENTATIVE PAYMENT IS NOT A CONVENIENCE. WE SELECT A PAYEE WHEN SOMEONE IS NOT ABLE TO MANAGE OR DIRECT THE MANAGEMENT OF THEIR FINANCES BECAUSE OF THEIR AGE OR MENTAL OR PHYSICAL IMPAIRMENT.>>OKAY.>>WE WILL NEVER APPOINT A REPRESENTATIVE PAYEE SOLELY FOR A BENEFICIARY’S CONVENIENCE OR THEIR PERSONAL PREFERENCE.>>OKAY. NOW, YOU SHOULD REPORT TO US IF A BENEFICIARY’S RECEIVING THEIR SOCIAL SECURITY OR SSI PAYMENTS DIRECTLY AND YOU BELIEVE THEY HAVE LOST THE ABILITY TO MANAGE THEIR MONEY. AND WE’LL DETERMINE IF THE BENEFICIARY IS INCAPABLE AND APPOINT A PAYEE AS APPROPRIATE.>>THAT’S RIGHT. AND ON THE OTHER HAND, IF YOU ARE THE PAYEE FOR SOMEONE WHO IS SHOWING SIGNS OF IMPROVEMENT AND YOU THINK HE OR SHE MAY BE ABLE TO MANAGE THEIR OWN MONEY, REPORT IT TO US AS WELL. RIGHT?>>OH, YES. ABSOLUTELY. AND AGAIN, WE’LL SCHEDULE AN INTERVIEW WITH THE BENEFICIARY TO DETERMINE WHETHER HE OR SHE IS NOW CAPABLE OF HANDLING HIS OR HER OWN PAYMENTS.>>OKAY. NOW, HOW ABOUT IF SOMEONE HAS POWER OF ATTORNEY? DOES THAT ENTITLE THEM TO BE REP PAYEE FOR THAT INDIVIDUAL?>>NO. FOR SOCIAL SECURITY PURPOSES, HAVING POWER OF ATTORNEY OR A JOINT BANK ACCOUNT WITH THE BENEFICIARY IS NOT THE SAME THING AS BEING A REPRESENTATIVE PAYEE. NOW, ALTHOUGH HAVING A POWER OF ATTORNEY MAY BE A CONVENIENT WAY TO PAY BILLS AND HANDLE SOME LEGAL MATTERS, IT DOES NOT INCLUDE PROVISIONS FOR THE RESPONSIBILITY AND ACCOUNTABILITY THAT SOCIAL SECURITY REQUIRES OF ITS PAYEES.>>OKAY. SO EVEN IF YOU HAVE POWER OF ATTORNEY, YOU MUST APPLY TO BE A REP PAYEE WITH SOCIAL SECURITY.>>YES, EXACTLY.>>OKAY. NOW, LET’S HAVE A QUICK DISCUSSION ON HOW SSA SELECTS A PAYEE. SSA GIVES SPECIAL ATTENTION TO THOSE VULNERABLE BENEFICIARIES WHO HAVE NO RELATIVES OR CLOSE FRIENDS TO ASSIST THEM IN THE DAY TO DAY MANAGEMENT OF THEIR LIVES. WE HAVE TO BE VERY, VERY CAREFUL IN DETERMINING AND SELECTING A PAYEE FOR THOSE BENEFICIARIES, RIGHT?>>YES. WE INVESTIGATE A REPRESENTATIVE. DURING FACE-TO-FACE INTERVIEW, WE’LL ASK QUESTIONS TO DETERMINE THE SUITABILITY OF THE PAYEE, MUCH LIKE THESE…>>GOOD MORNING, MR. AND MRS. SPENCER.>>GOOD MORNING.>>GOOD MORNING, MR. MORALES.>>MS. SPENCER, YOU’RE HERE TO APPLY TO BE A PAYEE FOR YOUR HUSBAND SCOTT, RIGHT?>>YES, I AM.>>VERY WELL. DO YOU HAVE IDENTIFICATION WITH YOU, A DRIVER’S LICENSE OR PASSPORT?>>YES, I DO. HERE YOU GO.>>THANK YOU. IS MR. SPENCER LIVING WITH YOU?>>OF COURSE I AM.>>UNFORTUNATELY, YES, HE IS.>>OH, SHE TAKES GOOD CARE OF ME.>>GOOD. HAVE YOU ESTABLISHED A SEPARATE BANK ACCOUNT FOR THESE PAYMENTS?>>YES. I FOLLOWED YOUR INSTRUCTIONS AND OPENED A SEPARATE ACCOUNT FOR HIS SSI CHECKS.>>FANTASTIC. NOW, BEFORE I TAKE THE APPLICATION, LET ME EXPLAIN WHAT YOUR RESPONSIBILITIES WILL BE AS A PAYEE.>>GOOD MORNING, MS. CHARLES.>>GOOD MORNING, MR. ROMANO.>>I SEE YOU BROUGHT SOMEONE WITH YOU TO BE YOUR REPRESENTATIVE PAYEE AND HELP YOU MANAGE YOUR MONEY.>>YES. THIS IS MY GOOD FRIEND, MS. OLIVIA FRAZIER. WE ARE LIKE SISTERS.>>OH YES, WE ARE. GOOD MORNING, MR. ROMANO.>>NICE MEETING YOU. LET ME ASK YOU A FEW QUESTIONS BEFORE WE START THE APPLICATION.>>SURE, NO PROBLEM.>>HOW LONG HAVE YOU KNOWN MS. CHARLES?>>OH, WOW. WELL, WE WERE NEIGHBORS GROWING UP, AND SHE HELPED THROUGH A LOT DURING MY TEENAGE YEARS. WE HAVE STAYED CLOSE EVER SINCE.>>GREAT. ARE YOU CURRENTLY EMPLOYED?>>OH, YES. I’VE BEEN WORKING FOR THE SAME COMPANY FOR 22 YEARS.>>VERY GOOD. HOW OFTEN DO YOU SEE OR COMMUNICATE WITH MS. CHARLES?>>BELIEVE IT OR NOT, WE ARE STILL NEIGHBORS. I TAKE CARE OF MY MOM WHO LIVES NEXT DOOR TO MS. CHARLES, SO I SEE HER EVERY DAY.>>ALL RIGHT. MS. CHARLES, YOU FOUND A GREAT PERSON TO BE YOUR PAYEE. LET’S BEGIN WITH THE APPLICATION.>>IN THIS EXAMPLE, THE CRs WERE GATHERING VERY IMPORTANT INFORMATION TO HELP DETERMINE THE SUITABILITY OF THE APPLICANTS.>>YES. EVEN IF IT TAKES A LITTLE LONGER, WE WANT TO MAKE SURE WE SELECT THE MOST APPROPRIATE PAYEE FOR THE RECIPIENT.>>RIGHT. NOW, SAY A RECIPIENT HAS A PAYEE AND SOMEONE ELSE COMES IN TO FILE TO BE A PAYEE FOR THAT SAME RECIPIENT. DOES SSA NOTIFY THE CURRENT PAYEE?>>YES, WE DO. AND IN ADDITION, WE’LL INVESTIGATE THOROUGHLY ANY ALLEGATIONS OR QUESTIONS RAISED ABOUT THE CURRENT PAYEE’S CONTINUED SUITABILITY TO SERVE BEFORE DETERMINING IF WE NEED TO CHANGE THE PAYEE. SSA WILL SEND A NOTICE ADVISING THAT PAYEE IF AND WHEN THE CHANGE IS PROCESSED.>>ALL RIGHT. CAN YOU HEAR THAT?>>I HEAR IT.>>IT SOUNDS LIKE YOU ARE ARRIVING AT YOUR SECOND STOP.>>YES. SO THAT MEANS IT’S TIME FOR A FEW MORE QUESTIONS. HERE YOU GO! [ HORN HONKING ]>>WHAT ARE THE TWO TYPES OF REP PAYEES? A, INDIVIDUAL AND COLLECTIVE; B, INDIVIDUAL AND ORGANIZATIONAL; C, DEDICATED AND ORGANIZATIONAL; D, NONE OF THE ABOVE? THE CORRECT ANSWER IS B, INDIVIDUAL AND ORGANIZATIONAL. QUESTION TWO, AS A PAYEE, YOU SHOULD REPORT TO SSA IF A BENEFICIARY HAS THE ABILITY TO MANAGE HIS OR HER MONEY. TRUE OR FALSE? THE CORRECT ANSWER IS TRUE. QUESTION THREE. IF A BENEFICIARY HAS A POWER OF ATTORNEY, THE POWER OF ATTORNEY IS AUTOMATICALLY A REP PAYEE. TRUE OR FALSE? THE CORRECT ANSWER IS FALSE. SSA DOES NOT RECOGNIZE POWER OF ATTORNEY. A POWER OF ATTORNEY MUST APPLY TO BE A REP PAYEE.>>WELCOME BACK. I’M SURE YOU WERE ABLE TO ANSWER THOSE QUESTIONS WITHOUT ANY PROBLEMS. NOW, MOVING RIGHT ALONG TO DUTIES AND RESPONSIBILITIES OF A REP PAYEE.>>A REP PAYEE’S PRIMARY RESPONSIBILITY IS TO USE THE PAYMENTS IN THE BENEFICIARY’S BEST INTEREST. THIS IS BY MAKING SURE THAT THE BENEFICIARY’S CURRENT AND FORESEEABLE NEEDS ARE BEING MET.>>NOW, CHARMAINE, WHAT DO YOU MEAN BY CURRENT AND FORESEEABLE?>>NOW, THAT’S A GOOD QUESTION, ANA. IT MEANS PRIMARILY FOOD, SHELTER, CLOTHING, AND MEDICAL EXPENSES NOT COVERED BY MEDICARE OR MEDICAID OR PROVIDED BY A RESIDENTIAL INSTITUTION. NOW, IF THE BENEFICIARY IS IN A RESIDENTIAL INSTITUTION, THE PAYEE IS RESPONSIBLE FOR USING SOCIAL SECURITY FUNDS TO PAY THE INSTITUTION’S FEES. AND ONCE THESE NEEDS ARE SATISFIED, THE PAYEE CAN CONSERVE THE MONEY IN A CHECKING OR SAVINGS ACCOUNT FOR THE BENEFICIARY. YOU MAY ALSO USE THE REMAINING FUNDS FOR THE BENEFICIARY’S PERSONAL COMFORT ITEMS, RECREATION, AND MISCELLANEOUS EXPENSES.>>MISCELLANEOUS. CAN YOU GIVE US SOME EXAMPLE OF MISCELLANEOUS EXPENSES?>>SURE. THINGS LIKE HEALTH AND HYGIENE ITEMS, HOME FURNISHINGS, TRANSPORTATION EXPENSES, HOBBY AND CRAFT ITEMS, AND THERAPEUTIC EQUIPMENT RECOMMENDED BY A DOCTOR OR APPROPRIATE THERAPIST AND NOT COVERED BY ANY OTHER SOURCE.>>NOW, CAN THE MONEY BE USED FOR OTHER MEMBERS OF THE FAMILY?>>THAT’S ANOTHER GOOD QUESTION. YOU CAN USE RETIREMENT AND TITLE II DISABILITY FUNDS FOR LEGAL DEPENDENTS, BUT NOT SSI FUNDS. SSI FUNDS ARE JUST FOR THE RECIPIENT’S EXPENSES.>>OKAY. GOOD. NOW, ANOTHER IMPORTANT ASPECT OF A REP PAYEE IS REPORTING CHANGES ON TIME. RIGHT?>>YOU GOT THAT RIGHT. LIKE CHAD STATED EARLIER, IF CHANGES ARE NOT REPORTED TIMELY, AN OVERPAYMENT CAN OCCUR. AND ALL THE OVERPAID MONEY WILL HAVE TO BE RETURNED TO SSA. IT’S IMPERATIVE THAT THESE EVENTS ARE REPORTED TO US IMMEDIATELY. WHY DON’T WE GO BACK TO CHAD AND FELICIA SO THEY CAN DISCUSS THIS FURTHER.>>SOUNDS GOOD.>>SOME OF THE REPORTING RESPONSIBILITIES ARE THE BENEFICIARY MOVES, STARTS OR STOPS WORKING, OR MARRIES, DIVORCES, OR HAS A MARRIAGE ANNULLED, AS WE ALREADY STATED, AS WELL AS THE BENEFICIARY OR THE BENEFICIARY’S SPOUSE DIES, YOU ARE UNABLE TO CONTACT OR LOCATE THE BENEFICIARY, THE BENEFICIARY’S NAME CHANGES, CONDITIONS IMPROVE, OR HE OR SHE LEAVES OR PLANS TO LEAVE THE U.S. FOR 30 CONSECUTIVE DAYS OR MORE, THE BENEFICIARY’S IMMIGRATION OR CITIZENSHIP STATUS CHANGES, THE BENEFICIARY IS CONFINED TO A CORRECTIONAL INSTITUTION OR HAS AN UNSATISFIED WARRANT OR THE BENEFICIARY NO LONGER NEEDS A PAYEE.>>NOW, SINCE SSI IS BASED ON NEED, YOU MUST ALSO REPORT THESE EVENTS: IF THE BENEFICIARY ACQUIRES OR ACCUMULATES COUNTABLE RESOURCES THAT EXCEED $2,000 FOR AN INDIVIDUAL OR $3,000 FOR A COUPLE; THE BENEFICIARY MOVES, EVEN TEMPORARILY, TO OR FROM A HOSPITAL, NURSING HOME, OR OTHER INSTITUTION; A MARRIED BENEFICIARY SEPARATES FROM HIS OR HER SPOUSE, OR THEY BEGIN LIVING TOGETHER AFTER A SEPARATION; SOMEONE MOVES INTO OR OUT OF THE BENEFICIARY’S HOUSEHOLD; THE BENEFICIARY GIVES BIRTH TO A CHILD; THE BENEFICIARY HAS ANY CHANGE IN WAGES OR GOVERNMENT PAYMENTS; OR THE BENEFICIARY OR THE BENEFICIARY’S CHILD STOPS OR STARTS RECEIVING A PENSION OR OTHER INCOME OF ANY KIND. OKAY. THAT’S IT FOR US.>>NOW, CHARMAINE, I REALLY, REALLY THINK THIS IS PROBABLY THE MOST IMPORTANT PART OF THE TRAINING.>>I AGREE. AND TO REPORT CHANGES, YOU CAN CALL OUR TOLL-FREE NUMBER AT 1-800-772-1213 OR CALL, FAX, OR VISIT YOUR LOCAL SOCIAL SECURITY OFFICE. NOW, WHEN YOU CONTACT US, YOU MUST HAVE ON HAND THE BENEFICIARY’S NAME, SOCIAL SECURITY NUMBER, DATE AND PLACE OF BIRTH, MAILING ADDRESS, AND ONE OTHER UNIQUE IDENTIFIER SUCH AS BENEFIT AMOUNT.>>AND BESIDES THE REGULAR ITEMS THAT YOU MUST REPORT, WE HAVE ANNUAL REPORTS THAT YOU MUST COMPLETE. AT LEAST ONCE PER YEAR, WE WILL ASK YOU TO REPORT ON HOW YOU USED OR SAVED THE BENEFITS YOU RECEIVED. THEREFORE, YOU MUST KEEP RECORDS OF DEPOSITS AND EXPENSES.>>THAT’S RIGHT. IF YOU’RE RESPONSIBLE FOR MORE THAN ONE BENEFICIARY, YOU MUST KEEP SEPARATE RECORDS FOR EACH BENEFICIARY FOR WHOM YOU ARE PAYEE FOR AT LEAST TWO YEARS. YOU MUST KEEP RECORDS OF ALL PAYMENTS WE MAKE TO YOU, ALL BANK STATEMENTS, AND RECEIPTS OR CANCELED CHECKS FOR RENT, UTILITIES, AND ANY OTHER MAJOR PURCHASES MADE FOR THE BENEFICIARY.>>OKAY. I KNOW THERE ARE SOME RESTRICTIONS TO WHAT YOU CAN DO AS A PAYEE.>>YES. WE APPOINT A PAYEE TO MANAGE SOCIAL SECURITY AND SSI BENEFITS ONLY. NOW, BEING A PAYEE DOES NOT GIVE YOU AUTHORITY FOR ANYTHING ELSE RELATED TO THE BENEFICIARY OR RECIPIENT. YOU KNOW, HERE’S A LIST OF THINGS YOU CANNOT DO AS A PAYEE:>>MANAGE OR CONTROL THE BENEFICIARY’S NON-SOCIAL SECURITY INCOME — THESE ARE WAGES, PENSIONS, DIVIDENDS, OR ANY INCOME FROM SOURCES OTHER THAN SOCIAL SECURITY OR SSI BENEFITS; USE THE BENEFITS FOR ANYTHING OTHER THAN THE BENEFICIARY’S NEEDS; SPEND THE FUNDS IN A WAY THAT WOULD LEAVE THE BENEFICIARY WITHOUT NECESSARY ITEMS OR SERVICES — THAT INCLUDES HOUSING, FOOD, CLOTHING, MEDICAL CARE, ET CETERA; DEPOSIT THE BENEFITS IN YOURS OR ANOTHER PERSON’S ACCOUNT, UNLESS YOU ARE A PARENT OR A SPOUSE OR IN YOUR ORGANIZATION’S OPERATING ACCOUNT; KEEP THE BENEFICIARY’S CONSERVED FUNDS IF YOU ARE NO LONGER THE PAYEE; CHARGE THE BENEFICIARY FOR PAYEE SERVICES UNLESS THE ORGANIZATION HAS OUR WRITTEN AUTHORIZATION TO DO THIS; MAKE MEDICAL DECISIONS FOR THE BENEFICIARY; SIGN LEGAL DOCUMENTS ON BEHALF OF THE BENEFICIARY; OR LEND THE FUNDS TO ANYONE ELSE, INCLUDING OTHER BENEFICIARIES YOU SERVE — THIS INCLUDES USING FUNDS HELD IN A COLLECTIVE ACCOUNT TO MAKE UP A SHORTFALL WHEN ANOTHER BENEFICIARY’S EXPENSES EXCEED HIS OR HER OWNERSHIP INTEREST IN THE ACCOUNT. AND YOU MUST NEVER SACRIFICE A BENEFICIARY’S NEEDS TO PAY OTHER EXPENSES, A PASS DEBT, OR TO ACCUMULATE CONSERVED FUNDS.>>AND HERE YOU ARE. YOU’VE ARRIVED AT THE DUTIES AND RESPONSIBILITIES OF A REP PAYEE STATION.>>TAKE A FEW MINUTES TO ANSWER THE NEXT SET OF QUESTIONS. GOOD LUCK! [ HORN HONKING ]>>IF YOU DETECT ELDER ABUSE OR NEGLECT, WHAT ORGANIZATION SHOULD YOU CONTACT FIRST? A, FEDERAL BUREAU OF INVESTIGATION, FBI; B, SOCIAL SECURITY ADMINISTRATION, OR SSA; C, ADULT PROTECTIVE SERVICES OR APS; OR D, INTERNAL REVENUE SERVICE, OR IRS? THE CORRECT ANSWER IS C. YOU MUST FIRST CONTACT ADULT PROTECTIVE SERVICE OR APS. QUESTION 2: YOU CAN REPORT CHANGES TO SSA BY CALLING OUR TOLL-FREE NUMBER OR CALLING, FAXING, OR VISITING A LOCAL SOCIAL SECURITY OFFICE. TRUE OR FALSE? THE CORRECT ANSWER IS TRUE. YOU MAY CALL OUR TOLL-FREE NUMBER, 1-800-772-1213, OR CONTACT ONE OF OUR SOCIAL SECURITY OFFICES.>>VERY GOOD. YOU’RE ALMOST THERE. YOU’RE ON YOUR WAY TO THE FINAL STOP, HOW TO USE THE BENEFITS. LET’S GO OUTSIDE TO KRISTIE BOUTTÉ SO SHE CAN TALK TO YOU ABOUT HOW TO USE THE BENEFITS. [ HORN HONKING ].>>AS PREVIOUSLY STATED, A REP PAYEE’S PRIMARY RESPONSIBILITY IS TO ENSURE THE BENEFICIARY’S CURRENT NEEDS ARE MET. YOU MUST NEVER SACRIFICE A BENEFICIARY’S NEEDS TO PAY OTHER EXPENSES, A PAST DEBT, OR TO ACCUMULATE CONSERVED FUNDS. SOCIAL SECURITY AND SSI PAYMENTS ARE GENERALLY EXEMPT FROM SEIZURE BY CREDITORS. BUT IF THE FAILURE TO PAY AN OLD DEBT COULD RESULT IN NEGATIVE CONSEQUENCES LIKE HOMELESSNESS, THEN YOU SHOULD DO YOUR BEST TO SETTLE THE DEBTS. FOR VARIOUS REASONS, A BENEFICIARY MIGHT RECEIVE A LARGE PAYMENT, COVERING SEVERAL MONTHS OR EVEN YEARS OF PAST DUE BENEFITS. IF THIS HAPPENS, YOUR FIRST RESPONSIBILITY IS TO INSURE THE BENEFICIARY’S CURRENT AND FORESEEABLE NEEDS ARE MET. FUNDS NOT NEEDED FOR THE BENEFICIARY’S CURRENT MAINTENANCE MAY BE DEPOSITED IN AN INTEREST BEARING OR DIVIDEND BEARING ACCOUNT IN A BANK, TRUST COMPANY, CREDIT UNION, OR SAVINGS AND LOAN ASSOCIATION THAT IS INSURED UNDER EITHER FEDERAL OR STATE LAW. ANY INTEREST EARNED BELONGS TO THE BENEFICIARY AND NOT TO THE PAYEE. REMEMBER, FOR SOCIAL SECURITY, NOT SSI, BENEFICIARIES LIVING IN AN INSTITUTION WHOSE CURRENT MAINTENANCE NEEDS ARE BEING MET, YOU MAY USE PART OF THE FUNDS TO SUPPORT THE BENEFICIARY’S LEGALLY DEPENDENT SPOUSE, CHILD, OR PARENT. HOWEVER, YOU SHOULD CONTACT SOCIAL SECURITY BEFORE DOING SO. YOU MAY ALSO REIMBURSE YOURSELF FROM THE BENEFICIARY FUNDS FOR ACTUAL EXPENSES INCURRED IN PROVIDING SERVICES FOR THE BENEFICIARY. SOME TYPICAL REIMBURSABLE EXPENSES ARE THE COST OF MONEY ORDERS, TRANSPORTATION COSTS, ET CETERA. TO CLAIM A REIMBURSEMENT, YOU MUST KEEP RECORDS OF YOUR EXPENSES AND YOU MUST CONTACT SSA FIRST. THAT’S IT FOR ME. BACK TO YOU, ANA.>>THANKS, KRISTIE. LET’S TALK A LITTLE BIT ABOUT DIRECT DEPOSIT. A LAW WENT INTO EFFECT MARCH 1, 2013, REQUIRING EVERYONE TO RECEIVE THEIR SOCIAL SECURITY AND SSI PAYMENTS ELECTRONICALLY.>>RIGHT. NOW, THERE ARE DIFFERENT ACCOUNTS THAT CAN BE USED SUCH AS DEDICATED ACCOUNTS, COLLECTIVE ACCOUNTS, AND REGULAR CHECKING AND SAVINGS ACCOUNTS. NOW, DEDICATED ACCOUNTS ARE FOR DISABLED AND BLIND CHILDREN. WE WON’T BE DISCUSSING IT DURING THIS TRAINING, BUT IT WILL BE IN THE VIDEOS DEDICATED TO PAYEE’S FOR CHILDREN. NOW, BOTH INDIVIDUAL AND ORGANIZATIONAL PAYEES CAN USE COLLECTIVE ACCOUNTS. INSTITUTIONS, AGENCIES, AND INDIVIDUALS WHO SERVE AS REPRESENTATIVE PAYEES FOR A LARGE NUMBER OF BENEFICIARIES OFTEN ASK SSA IF THEY CAN HOLD SOCIAL SECURITY OR SSI BENEFIT PAYMENTS IN ONE’S SAVINGS OR CHECKING ACCOUNT.>>RIGHT. NOW, USING COLLECTIVE ACCOUNTS MAY REDUCE A PAYEE’S ADMINISTRATIVE BURDEN OF MAINTAINING INDIVIDUAL ACCOUNTS FOR EACH BENEFICIARY. NOW, WHEN OPENING UP A CHECKING OR SAVINGS ACCOUNT FOR YOU AND THE INDIVIDUAL YOU’LL BE A PAYEE FOR, MAKE SURE YOU DON’T MIX MONEY WITH THAT OF THE BENEFICIARIES. THE ACCOUNT SHOULD BE TITLED YOUR NAME, FOR, THE BENEFICIARY’S NAME.>>RIGHT. FOR EXAMPLE, ANA OBREBSKI FOR CHARMAINE GIBSON.>>RIGHT.>>OKAY. I KNOW WE’VE BEEN GIVING YOU A LOT OF INFORMATION ABOUT PAYMENTS, ACCOUNTABILITY, AND RECORD KEEPING. BEING A REP PAYEE IS A HUGE RESPONSIBILITY. THIS INDIVIDUAL IS DEPENDING ON YOU TO MEET THEIR DAILY NEEDS AND INSURE THEIR MONEY IS IN GOOD HANDS AND SPENT THE WAY IT’S SUPPOSED TO BE. WE TAKE THIS AT SSA VERY, VERY SERIOUSLY.>>YES, WE DO. WE REALLY WANT TO THANK YOU FOR TAKING ON THIS HUGE RESPONSIBILITY. BUT ANA, IF YOU DON’T MIND, I’D LIKE TO SHARE WITH THE VIEWERS A FEW IDEAS ON HOW THEY CAN ASSIST THE BENEFICIARIES IN OTHER WAYS.>>OH, ABSOLUTELY. GO RIGHT AHEAD.>>WELL, ACTUALLY, I’LL LET MAURICE GIVE IT TO THEM.>>OKAY.>>MEET REGULARLY WITH THE BENEFICIARY, PREFERABLY FACE TO FACE. ESTABLISH A BUDGET, DISCUSS IT WITH THE BENEFICIARY, AND INVOLVE HIM OR HER AS MUCH AS POSSIBLE IN FINANCIAL DECISIONS. EXPLAIN SOCIAL SECURITY AND OR SSI PAYMENTS AND THE BENEFICIARY’S EXPENSES TO HIM OR HER. ENSURE THAT THE BENEFICIARY IS AWARE OF CURRENT OR LARGE RETROACTIVE PAYMENTS AND WHAT THE BENEFICIARY’S OPTIONS ARE IN REGARDS TO ENTITLEMENT AND OVERPAYMENTS FOR SSI AND OR MEDICAID. HELP THE BENEFICIARY FIND OTHER SERVICES HE OR SHE NEEDS, I.E. FOOD STAMPS, HOUSING SUBSIDIES, ET CETERA. HELP THE BENEFICIARY FILL OUT APPLICATIONS FOR OTHER NEEDED SERVICES, AND COOPERATE WITH CASEWORKERS. HELP THE BENEFICIARY GET MEDICAL TREATMENT WHEN NECESSARY. NEGOTIATE WITH LANDLORDS AND OTHERS TO GET THE BEST POSSIBLE DEAL FOR THE BENEFICIARY. HELP THE BENEFICIARY FILE INCOME TAX RETURNS. NOTE THAT THE BENEFICIARY MAY OWE TAXES ON SOCIAL SECURITY PAYMENTS OR MAY BE DUE A REFUND. ALSO, THE BENEFICIARY MAY BE ENTITLED TO EARNED INCOME TAX CREDIT, EITC, THAT CAN BE PAID THROUGHOUT THE YEAR OR INCLUDED IN THE FEDERAL INCOME TAX CALCULATION. AND RECOMMEND AN ALTERNATIVE PERSON OR AGENCY IF YOU CAN NO LONGER SERVE AS THE REPRESENTATIVE PAYEE.>>EXCELLENT IDEAS. AND GUESS WHAT.>>WHAT?>>WHILE MAURICE WAS GIVING THEM TO YOU, THE TRAIN ARRIVED AT THE FINAL STOP.>>HERE IS YOUR LAST SET OF QUESTIONS.>>QUESTION 1: YOU MUST NEVER SACRIFICE A BENEFICIARY’S NEEDS TO PAY OTHER EXPENSES, A PAST DEBT, OR TO ACCUMULATE CONSERVED FUNDS. TRUE OR FALSE? THE CORRECT ANSWER IS TRUE. NEVER SACRIFICE A BENEFICIARY’S NEEDS TO PAY OTHER EXPENSES. QUESTION TWO: LEFTOVER FUNDS CAN BE DEPOSITED INTO A FINANCIAL INSTITUTION INSURED UNDER FEDERAL OR STATE LAW. TRUE OR FALSE? THE CORRECT ANSWER IS TRUE. LEFTOVER FUNDS CAN BE DEPOSITED IN A BANK ACCOUNT, TRUST COMPANY, CREDIT UNION, OR SAVINGS AND LOAN ASSOCIATION THAT IS INSURED UNDER EITHER A FEDERAL OR STATE LAW.>>NOW YOU KNOW EVERYTHING THERE IS TO KNOW TO BE A SUCCESSFUL AND RESPONSIBLE REP PAYEE.>>CONGRATULATIONS, EVERYONE.>>CHARMAINE, THANK YOU SO MUCH FOR ALL THE INFORMATION.>>NO PROBLEM. THANKS AGAIN FOR HAVING ME.>>AND AGAIN, WE WANT TO THANK YOU FOR YOUR WILLINGNESS TO SERVE AS A REP PAYEE. AS I MENTIONED EARLIER, SSA TAKES THIS RESPONSIBILITY VERY, VERY SERIOUSLY. AND WE’LL STAY ON TOP OF ANY CHANGES OR ISSUES THAT WILL AFFECT THE WELL BEING OF THE BENEFICIARIES. AND AS I PROMISED, YOU CAN FIND ALL THE PUBLICATIONS RELATED TO REP PAYEE, SSA, AND THE PROGRAMS WE ADMINISTER AT WWW.SOCIALSECURITY.GOV/PAYEE.>>THANKS FOR WATCHING.

    Articles

    The 10 Best Places To Live In Pennsylvania For 2018

    August 17, 2019


    Living in Pennsylvania puts outdoor lovers
    near trout-filled streams, scenic hikes and cross-country skiing trails. While Pittsburgh and Philadelphia offer urban
    environments loaded with entertainment options, much of Pennsylvania is made of up small towns
    and dense forest areas. Steel production, train manufacturing, banking
    and agriculture drive the economy in Pennsylvania. Here are the 10 best places to live in Pennsylvania: 1. Pittsburgh. Pittsburgh is on the verge of greater heights. Emerging from a dying steel industry, Pittsburgh
    is earning another name: reinvention city. Since the steel mills closed in the 1980s,
    Pittsburgh feels cleaner and full of energy. Pittsburgh now encompasses more acres of park
    per capita and trees per square mile than any other major US metro area,
    and it’s attracting major corporations looking to set up shop. A rise in job opportunities has made Pittsburgh
    an attractive place for families and graduates. Pittsburgh also offers a cheaper housing market
    and proximity to other large metro areas. Summers are hot and humid while winters are
    cold and snowy. Spring and autumn are unpredictable: frosty
    and cold in the mornings, warm and muggy in the afternoon. It’s one of the top 10 safest cities in Pennsylvania,
    as well as one of the most affordable. 2. Philadelphia. Philadelphia offers a unique setting for an
    eclectic mix of modern lifestyles, mingling both the edgy and the sophisticated. History and art are pervasive in the city
    proper. Walking through downtown,
    you’ll likely spot murals and mosaics coating the sides of industrial warehouses and ivy
    climbing the walls of 300-year-old brick buildings. Culture is well-established in Philly, too,
    as evidenced by the array of art galleries, music venues and theaters, as well as the
    nation’s oldest art museum. Families tend to leave the center city area
    in favor of the quality schools and larger home options of areas like Manayunk, East
    Falls and Roxborough. Small public parks are interspersed in the
    gridwork of Philadelphia, an important aspect of William Penn’s design for Philadelphia. These green spaces bring welcome relief from
    the daily hustle and bustle and are an integral part of the City of Brotherly Love. 3. Penn Wynne. Penn Wynne is a suburb in Montgomery County
    with roughly 6,000 residents and often shows up on many livability polls. That is because everything seems to be going
    swimmingly in Penn Wynne. It has an excellent school system ranked A+
    by Niche.com, a website that crunches public data to provide ratings and rankings for schools
    and neighbourhoods. Indeed, this system is responsible for a 13%
    higher high school graduation rate that the rest of the state. Crime rate in this suburb, which mostly comprises
    residential streets, is virtually non-existent. The residents, with a large Orthodox Jewish
    population amongst them, is keen on promoting a green lifestyle,
    working together as a community to conserve the natural assets in the area. 4. State College. State College might not immediately come to
    mind as a great place to live, because it is most widely known as a college town. Despite the fact that Penn State students
    outnumber other residents here, it can be a wonderful place to live due to its safety
    and the fun activities that the area provides. Of course you probably know that some of the
    best ice cream in the country can be found here,
    at the Penn State Creamery. There are great schools, if you’re going to
    raise a family here — and the plethora of college students means that
    there’s always fun events and activities taking place. Low crime rate. Low commute time with most residents spending
    16 minutes on average to get to their stations. Vibrant nightlife. Plenty of outdoor activities. State College is one of the best places to
    live in Pennsylvania. 5. Mount Lebanon. If a higher than average high school graduation
    rate, higher than average income, low crime rate and
    multiple local amenities sound like a nice combination for you when choosing a place
    to live in, consider Mount Lebanon. The cost of living in this town of 33,000
    residents is slightly higher than what you would contend with in other places in Pennsylvania. Median home value is $225,000 and rent is
    a little over $100 more than national average. But with all the aforementioned positives
    promised by this Pittsburgh suburb, you can absolutely justify making a move here. 6. Radnor Township. Radnor Township is located in Delaware County
    and is home to 32,000 people. We admit this is not the most pocket-friendly
    of towns in the state, but if education is one of the influencing factors when choosing
    an ideal place to live, you can’t do better than Radnor Township. The population here is well-educated, with
    good public schools ranked A+ on Niche.com, and great universities that include the likes
    of Eastern College and Villanova University. It thus comes as no surprise to know the median
    income of $106,538 is double that the national average and one of the highest in the state. That is more than enough to cushion the residents
    from the high cost of living in a place where homes average $622,500. 7. Bethel Park. This Pittsburgh suburb of 32,000 residents
    gives you plenty of reasons to call it home. The education system is one of the best in
    Pennsylvania, and there is little crime happening here. The cost of living is some way below the national
    average, and the area is steeped in so much natural
    beauty, it is hard to believe an average three-bedroom home goes for $160,000. You won’t venture a mile in Bethel Park
    without coming across green space that is not meticulously maintained. This means there is plenty of space for your
    children to play and run around, and all these together make for compelling reasons to raise
    a family here. 8. West Chester. Speaking of Chester County, if you prefer
    living in the vicinity of Philadelphia, one of the best places to live is West Chester. The suburb of 19,000 people is a feast for
    the history lover looking to immerse themselves in the deep past of Pennsylvania. It is littered with historic homes and buildings
    so precious they are protected, and setting foot here is akin to stepping into a time
    capsule. Understandably, the cost of living is high,
    with median home value sitting at $313,000. The education system, however, can hold its
    own with the very best in the state, boasting the highest graduation rate in the state. 9. Emmaus. The quaint suburb of Emmaus is nestled in
    the picturesque Lehigh County near Allentown. It is a historic community with a population
    of 11,000 residents who love the area for more than just the peace and quiet. The education system is excellent and the
    cost of living is low, with homes going for $170,000 on average. Emmaus is a close community noted for its
    friendly atmosphere, and its livability didn’t escape the attention of Money Magazine which
    has featured the suburb more than once in its 100 best places
    to live in the US list. Anyone who has watched the comedy drama Marley
    & Me might be surprised to know Emmaus is the real-life home of the family that inspired
    the film. 10. Philadelphia Main Line .
    The Philadelphia Main Line, known simply as the Main Line, is an informally delineated
    historical and social region of suburban Philadelphia, Pennsylvania. It derives its name from the fact that towns
    were built along the “Main Line” of the Pennsylvania Railroad. If money is no object for you, then the Main
    Line is a great place to live. It includes the top school districts in the
    state – Tredyffrin/Easttown School District, Lower
    Merion School District, and Radnor Township School District. It’s also an extremely safe and beautiful
    area with an endless array of fun restaurants and activities. It is within close proximity to Philadelphia
    and offers easy public transportation into the city.

    4 Reasons Everyone Should Read “The Underground Railroad” by Colson Whitehead
    Articles, Blog

    4 Reasons Everyone Should Read “The Underground Railroad” by Colson Whitehead

    August 17, 2019


    – Hey Naturally Curly World. I’m Cristina and
    February’s Naturally Curly book club pick of the month was Colson Whitehead’s Underground Railroad. I’ve been talking to
    the editors about books that we should read during this month. It’s also on Oprah’s book club list, it’s on Obama’s summer reading list, and it won the National Book Award. This book is a historical fiction and in it we follow Cora. Who’s a young girl, who takes a literal underground railroad across
    the country to escape slavery. (soft music) Reason number one, for context. We all took that one day of black history in elementary school, but it’s really important that we continue to educate ourselves throughout our lives about this tumultuous time in our history. There’s a lot of racial injustice and political conflict happening today. And it’s important that
    we understand this time because it’s what shaped our history. Number two, because
    reading a book is better than watching a movie. When you read a history text
    book you get all the facts, but you miss out on all the color. And when you watch a movie
    you get all of the color, but you miss out on accuracy. So when you read historical fiction, I think you get the best of both worlds. It’s really the best way
    to get a realistic idea of what it’s like to live
    in someone else’s shoes. Number three, to take part
    in Black History Month in a meaningful way. I’m sure you’ve seen a lot
    of posts in your social feeds about Black History Month, but there is a great
    Blavity article that we just shared on Naturally Curly by Doug Spencer. The one way that he and
    his friends are challenging the status quo of Black History Month is to read a book by a
    black author this month. Obviously The Underground
    Railroad is a great choice, but if you want to see a
    full list of other books by black authors that he
    recommended, you can click here. Number four, because it’s uncomfortable. Cora’s story and the
    stories of the people that she meets along the way are devastating. And a lot of the time reading
    this book is uncomfortable. There are graphic depictions
    of violence, rape, treating people as if they’re livestock. Even though it’s fiction,
    nothing about it is whimsical. There’s a great quote in the
    L.A. Times about this book that says, “What is so
    strikingly clear in the pages of The Underground Railroad
    is that we actually have no idea just how uncomfortable
    we need to get before we even begin to understand
    how far we have to go.” So that’s it. Those are all my reasons. But you don’t have to take my word for it, you can get the book and read it yourself. And then come tell us what you thought. We’re having a Facebook
    Live where we’re gonna be talking about the book on February 28th at 12:00
    Central Standard Time, 1 p.m. Eastern. And I can’t wait to hear what you think. If you wanna join our book club, sign up. We will send you newsletters
    about the book of the month and when we’re gonna
    be talking about them. And if you wanna see
    more videos like this, then share, like, subscribe. And we’ll see you next time, bye.

    Articles

    Katy Landscaping – Earth Ideas Landscaping – Katy TX Landscaping

    August 17, 2019


    Katy landscaping Katy landscaping has been beautifying Houston
    and surrounding communities since 1995. We are a full service landscape design, build,
    and maintenance contracting company dedicated to providing the most professional, courteous,
    and quality landscape contracting services to our clients. We pride ourselves on our creativity, quality
    craftsmanship, and attention to detail. Our long-standing commitment to client service
    helps provide a level of superior dedication to our customers. We look forward to working
    with you and are confident you will find Earth Ideas Landscaping to be an outstanding choice
    for your landscaping needs. Here at Katy landscaping we believe a truly
    well though-out landscape design can complete a fine home. Our designers are committed to
    creating landscapes that are visually beautiful, functional, and environmentally sound. Our
    designs reflect the unique tastes, lifestyle, and needs of our clients. Beautiful landscapes require long-term vision
    and proper management. Being a full-scope landscape contractor, Earth Ideas Landscaping
    can offer tailored maintenance plans that will meet your property’s ongoing needs. From
    the basic gardening, pruning, and lawn care to spring and fall cleanups, your landscape
    will be maintained to ensure flourishing and healthy plantings. Here at Earth Ideas Landscaping we also offer
    sprinkler installation and maintenance, patio installs, powerwashing, hydroseeding, fountains
    and so much more. If you are ready to make your home have curb appeal then give Katy
    landscaping a call at 713-462-4317. Katy Katy is located in three counties Harris,
    Fort Bend, and Waller Counties. In 2010, the census showed the current population to be
    14,102. The Katy and Katy area is a thriving community
    west of Houston, often distinguished as “old Katy” or “the Katy area.” Old Katy is the
    actual City of Katy, incorporated in 1945 and is located near the western edge of the
    greater Katy area. Before the city’s incorporation boundary lines were drawn, the entire area
    was known as Katy because Katy’s MKT Railroad Depot was the hub of all business in the vicinity.
    Today the Katy area includes the City of Katy, but also the large sections of unincorporated
    Harris, Fort Bend, and Waller counties and defined by the boundaries of the 181 square
    miles Katy Independent School District. Greater Katy includes new upscale developments
    and master planned communities, while encompassing developments from the 1970s and 1980s. Houston’s
    extraterritorial jurisdiction reaches well west of the City of Katy, which means most
    of the Katy area may be annexed by the City of Houston at some time in the future. The
    City of Katy is an incorporated municipality that many never be annexed into Houston. The
    City of Katy’s ETJ is limited to parcels of land west and north of the city itself.

    Josiah Henson and the Underground Railroad in Ontario | Le chemin de fer clandestin en Ontario
    Articles, Blog

    Josiah Henson and the Underground Railroad in Ontario | Le chemin de fer clandestin en Ontario

    August 17, 2019


    We’re in Southwestern Ontario in a little town called Dresden at the Josiah Henson Interpretative Centre of the Uncle Tom’s Cabin Historic Site. I think one of the most remarkable things about Josiah Henson’s story is he was a black man who was only considered as property. But here, this man went across the world. He went to England. He met the Queen. He met the President of the United States because he had worked himself up to a position where he was a leader within the black community and the work that he did here in Dresden at the Dawn Settlement really helped put Canada on the map as a safe haven for refugees escaping from slavery in the United States. I was born and raised in Dresden, Ontario and still live here and raised my family here. Like Josiah Henson and his family, my ancestors also came by way of the Underground Railroad. I think Black History month is very important for these children to learn about their heritage and let them know that they need to be proud of their heritage. There is a place for the past, but we need to lead them into the future. I think the students that come here from the city are really surprised that this is in its – kind of in its rawest form how we came here to Canada, ’cause we need to study our past in order to understand our present and build a better future for ourselves.

    Wine Country Residents Fight Plan To Store Railroad Tanker Cars Carrying Hazardous Fuel
    Articles, Blog

    Wine Country Residents Fight Plan To Store Railroad Tanker Cars Carrying Hazardous Fuel

    August 17, 2019


    HAZARDOUS FUEL. NEIGHBORS DEMANDING.. THEY BE MOVED FROM BAY AREA RAILROAD TRACKS. GOOD EVENING, I’M VERONICA DE LA CRUZ. I’M KEN BASTIDA IN FOR ALLEN MARTIN. NEW AT 6: WINE COUNTRY NEIGHBORS ARE PUSHING BACK AGAINST A PLAN TO STORE RAILROAD TANKER CARS CLOSE TO THEIR HOMES. THE TANKERS CARRYING LIQUID PETROLEUM… SET OFF ALARM BELLS WHEN THEY FIRST SHOWED UP NEAR THE TOWN OF SCHELLVILLE A FEW MONTHS AGO. KPIX 5’S EMILY TURNER SAYS… THERE MAY NOT BE MUCH NEIGHBORS CAN DO ABOUT IT. (need a burn on youtube video) NATS explosion Three and a half years ago a small propane tank caused this explosion in schellville and leveled a palette facility…the neighbors haven’t forgotten. NATS So when big tanks of highly flammable liquid petroleum gas- or LPG- showed up in that same spot, they got worried- and are getting ready to take action. take sot max breall/lives in schellville (last minute interview at 445pm) the tanks are stored here by northwestern pacific rail road…legally…on rails that SMART owns. The two parties have an operation agreement but hadn’t clarified the use of hazardous materials until last month. take sot “you guys came out very strongly against this lpg, but now that there is amn operating agreement in place why has that changed? ” Jeanne/SMART Train But legally that’s as far as SMART can take it. So local emergency responders ran drills last week in case of an explosion. But Max and his neighbors have already seen something like that and want to take the matter one step further, asking the board of supervisors to work with northwestern pacific to move the loads: take sot douglas bosco/northwestern pacific rail road “what do you say to the people who live there and dont want this nearby?” take sot MAX THE L-P-G IS NOT STORED YEAR ROUND. IT IS USED BY THE REFINERIES WHEN THEY MAKE THEIR SEASONAL BLENDS FOR FUEL AND ARE STORED THERE AROUND THOSE TIMES. NEW AT 6…

    Rail-Track Laying and Maintenance Equipment Operators
    Articles, Blog

    Rail-Track Laying and Maintenance Equipment Operators

    August 17, 2019


    No matter how sophisticated modern rail travel
    can be…the trains still run on rails. So there are still jobs for rail track layers,
    just as there were in the early days when the railroads opened up America’s west.
    They go wherever on the system they’re needed, from the rail yard…to an underground tunnel
    down the line. The rails may also be in plant yards, quarries, sand and gravel pits and
    mines. This is an entry-level job in the railroad system, with no previous work-related skill
    required. Usually a high school diploma, physical strength, coordination and a good sense of
    responsibility will get you started. Workers with low seniority can expect night and weekend
    shifts. Sometimes you’re exposed to rain, wind and snow. And overtime might be required,
    especially during emergencies. After all, you’re a part of the nation’s rail system;
    the safety of passengers and the transport of goods rely on your careful, constant work.